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Health insurance guidance

FOR EVERY STAGE OF LIFE

Medical Tools Overview

About Us

I help people make sense of health insurance — especially Medicare and Get Covered NJ — so they feel confident, covered, and supported.

Whether you’re turning 65, coming onto Medicare due to disability, or feeling overwhelmed by plan choices, I take the time to listen and explain things in plain English. We look at your doctors, prescriptions, budget, and priorities together, so you can choose coverage that truly fits your life.

I work with clients in New Jersey, New York, Pennsylvania, Illinois, Arizona, North Carolina, Virginia, Alabama, and Texas, and I’m fully licensed in each of these states.

Doctor Treating Patient

For Medicare, I assist with:

Medicare Advantage, Medicare Supplement (Medigap), and Part D plans

New enrollments, plan reviews, and Annual Open Enrollment changes

Understanding benefits, costs, and what Medicare does — and doesn’t — cover

For Get Covered NJ, I help individuals, families, and self-employed clients:

Enroll in affordable health plans through New Jersey’s marketplace

Find out if they qualify for financial help to lower monthly premiums

Navigate Special Enrollment Periods after life changes like job loss or income changes

Renew or update coverage each year without the stress

As an independent agent, I work with multiple insurance companies, which means my advice is based on what’s best for you — not a quota. There is no cost for my services, and I remain available even after enrollment for questions, changes, and peace of mind. My goal is simple: to make health insurance feel less confusing and more human, so you always feel supported.

Services

Medicare Services

Turning 65 & New Medicare Enrollment Medicare Advantage, Supplement (Medigap), and Part D.

Annual Open Enrollment Reviews.

Help transitioning from employer or retiree coverage.

Ongoing support after enrollment.

Get Covered NJ (Ages 20–64)

Individual, family and group health plans.

Self-employed coverage.

Subsidy and financial help eligibility.

Special Enrollment Periods (job loss, divorce, income changes,moving).

Annual renewals

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Pre-Retirement & Transition Planning

Planning health coverage before Medicare.

Coordinating employer insurance with Medicare.

Avoiding penalties and coverage gaps

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Testimonials

Ms Marie was very nice and patient. I am very slow with understanding but thanks to her I was able to get things done! 

Ella Rosales

Ms Marie, she did a very good job. She undeerstands I need help with my rewards, health insurance and she helped alot!

Buchra Aldakkak

Marie is willing to spend time to explain details. Jin Zhu

Contact Us

Navigating Medicare, Get Covered NJ and MetroPlus Health in NYC  made easy—coverage that fits your needs and budget.

24/7

(973) 970 8523

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